Tag Archives: customer-service expenses

California’s Smart Retirement Plan and the Industry That Resists It

California Smart Retirement Plan

Today, half of the American families have precisely zero retirement savings, not counting conventional pension plans, which are becoming ever less common, or Social Security. There are two fundamental causes of this distressing scenario. The first is that many households don’t make enough to cover their basic living expenses. The second is that even those who ought to put cash apart regularly don’t have easy access to retirement savings programs—which is especially the case for workers whose […]

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