Category Archives: Financial Management

Increasing Your Bottom Line

As a small business, your focus on the bottom line is always crucial. But how do you increase your bottom line? Increasing the bottom line can happen two ways. One way is to reduce expenses. The other is to increase sales. Of course – that’s Business 101, right? But how does a small or home-based business on a shoe string budget do those things?

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Debts and bill consolidation

Did you know that there are 44% of Americans who have debt that they can?t pay? A study from conducted by the Federal Reserve shows that outstanding debt in 2007 has remained steady at $2.5 trillion. If we divide this amount to the total population of the United States, that? equivalent to $8,200 debt for every man or a woman, an adult or a child.

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Debit Report – What Is It And How Does It Effect You?

Few consumers are aware that there are companies tracking all of their personal financial transactions ? bankruptcies, credit cards, installment loans, mortgages and judgments. On the other hand, unless you were raised in a cave you’ve heard of a credit report and most likely understand that it’s a record of all of your purchases. Credit reports are primarily assembled by three credit bureaus (Equifax, TransUnion and Experian) which is then available upon request from most le…

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